Share-Secured Visa

A Parsons Federal Credit Union Share-Secured Visa Credit Card is the perfect choice for our members who are just starting out, re-establishing their credit or for those who want the convenience and security of the pledged shares.

  • Card is Secured by pledging funds on deposit in your PFCU share savings account equal to 125% of the credit limit that fits your budget. (IRAs and ESOP Accounts are not eligible to be used as collateral.)
  • Your Share-Secured Visa payment history is reported to all three major credit bureaus.
  • No Annual Fee!
  • Credit Limits up to $5,000
  • Low, 13.50%APR* Non-Variable
  • 25-Day Grace Period on purchases.
  • Cash Advance Privileges and no Fees!
  • FREE Identity Theft Protection

For your protection the daily transaction limit for your Share Secured Visa Credit Card is $2,500.

*Annual Percentage Rate

Apply today for your for a Share-Secured Visa Credit Card

Verified By Visa

We offer our members the added protection and peace of mind with Verified by Visa. Verified by Visa allows you to password protect your Visa Credit Card to prevent unauthorized use! Register your PFCU Share Secured Visa Credit Card today!

For after hours assistance with your PFCU Visa Credit or Debit Card please call:

From within the United States: 888-526-0404 ~ From Outside the United States: (Toll-Free) 206-352-4954

Foreign Currency Exchange Rate

Visit Visa's Foreign Currency Exchange website to estimate the rate of exchange when using your PFCU Visa Credit Cards internationally. Visa charges PFCU a 1% Currency Conversion Fee, therefore, select 1% in the "bank fee" box. PFCU does not charge any additional fees for currency conversion. You may access this feature at www.visa.com/exchangerate.

Traveling Abroad?

Locate International Visa/Plus ATMs here

Notify PFCU When You Travel

If you are an existing PFCU Visa Credit or Debit Card holder be sure to let us know if you are traveling so that your spending privileges are not interrupted.

BALANCE Financial Fitness

Parsons Federal Credit Union is pleased to announce our partnership with BALANCE. BALANCE offers free, personal and confidential financial counseling and planning services to members of PFCU. Whether you are looking to get out of debt, improve your credit or, plan for your future, BALANCE can help! Call 888-456-2227, or click on the BALANCE icon below.

Balance Program