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Visa Gold Credit Card
A Parsons Federal Credit Union Visa Gold credit card provides an elite program with golden features like Low Non-Variable Rates, Higher Credit Limits, and Extra Award Points.
PFCU Visa Gold Features:
- Low 12.5% APR* Non-Variable Rate
- No Annual Fee
- No Cash Advance Fees
- No Balance Transfer Fees
- Credit Lines from $5,000 up to $20,000
- 25-Day Grace Period on Purchases
- Earn points with our Extra Awards Program**. Earn one Extra Award Point for every dollar of purchases and redeem your Points for travel, gift cards, gift certificates, or cash!*** For more information on Extra Awards call (877) 909-1450.
- Free Identity Theft Protection Coverage And more– Travel Accident, Lost Luggage Reimbursement, Warranty Manager Service, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver all at no charge to you.
Apply for your PFCU Visa Gold Credit Card today!
Existing PFCU Visa Gold Card Holders who wish to switch to a PFCU Visa Gold Lite, click here.
For your protection the daily transaction limit for Visa Gold is $5,000.
Check Your Extra Awards Points Balance, or call the Extra Awards Program Administrator at 877-909-1450.
Verified By Visa
We offer our members the added protection and peace of mind with Verified by Visa. Verified by Visa allows you to password protect your Visa Credit Card to prevent unauthorized use! Register your PFCU Visa Gold Credit Card today!
For after hours assistance with your PFCU Visa Credit or Debit Card please call:
From within the United States: 888-526-0404 ~ From Outside the United States: (Toll-Free) 206-352-4954
Foreign Currency Exchange Rate
Visit Visa's Foreign Currency Exchange website to estimate the rate of exchange when using your PFCU Visa Credit Cards internationally. Visa charges PFCU a 1% Currency Conversion Fee, therefore, select 1% in the "bank fee" box. PFCU does not charge any additional fees for currency conversion. You may access this feature at www.visa.com/exchangerate.
Traveling Abroad?
Locate International Visa/Plus ATMs here
Notify PFCU When You Travel
If you are an existing PFCU Visa Credit or Debit Card holder be sure to let us know if you are traveling so that your spending privileges are not interrupted.
BALANCE Financial Fitness
Parsons Federal Credit Union is pleased to announce our partnership with BALANCE. BALANCE offers free, personal and confidential financial counseling and planning services to members of PFCU. Whether you are looking to get out of debt, improve your credit or, plan for your future, BALANCE can help! Call 888-456-2227, or click on the BALANCE icon below.
* Annual Percentage Rate
**Extra Award Points expire 3 years (36 months) from the date earned. For example, Extra Award Points earned in November 2010 will expire November 30, 2013. Your monthly Visa Gold Credit card statement will alert you regarding expiring Extra Award Points. You may also view your Points balance online here. Expired Extra Award Points will not be reinstated to your account.
***Minimum number of Extra Award Points redeemable for cash is 14,500. Maximum number of Extra Awards Points redeemable for cash is 141,100. Expired Extra Awards Points will not be reinstated to your account.
Your account must be in good standing (i.e. not delinquent or canceled, or otherwise not usable for charges or other transactions) to redeem Extra Award Points.
