Visa Gold Lite

If you are looking for a low, non-variable rate credit card a Parsons Federal Credit Union Visa Gold Lite may be the card for you!

Our Visa Gold Lite Card features:

  • Low 9.90% APR* Non-Variable Rate
  • No Annual Fee!
  • No Cash Advance Fees!
  • No Balance Transfer Fees
  • Credit Lines from $5,000 to $20,000
  • 25-Day Grace Period on Purchases
  • Free Personal Identity Theft Protection
  • And more– Travel Accident, Lost Luggage Reimbursement, Warranty Manager Service, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver all at no charge to you.
*Annual Percentage Rate

For your protection the daily transaction limit for Visa Gold Lite is $5,000.

Apply for a Visa Gold Lite Card
Click here for Current Visa Gold Lite Loan Rates

Existing PFCU Visa Gold Lite Card Holders who wish to switch to a PFCU Visa Gold Credit Card, click here.

Verified by Visa

We offer our members the added protection and peace of mind with Verified by Visa. Verified by Visa allows you to password protect your Visa Credit Card to prevent unauthorized use! Register your PFCU Visa Gold Lite Card today!

Traveling Abroad?

Locate International Visa/Plus ATMs here

Notify PFCU When You Travel

If you are an existing PFCU Visa Credit or Debit Card holder be sure to let us know if you are traveling so that your spending privileges are not interrupted.

To Calculate Foreign Currency Exchanges on Foreign Purchases: This feature allows you to instantly estimate the foreign rate of exchange when using your PFCU VISA Gold Lite credit card internationally.

You may access this feature at www.visa.com/exchangerate. Select the currency for the country where you will be using your PFCU Visa Gold Lite credit card from the "convert from" box, then select US Dollars from the "convert to" box. There is a conversion 1% currency conversion fee charged by Visa for all foreign purchases so be certain to select 1% in the "bank fee" box to receive the most accurate estimate.

PFCU does not charge any additional fees for the currency conversion.

For after hours assistance with your PFCU Visa Gold Lite Credit Card please call:

  • From within the United States: 888-526-0404
  • Outside the United States: (Toll-Free) 206-352-4954

BALANCE Financial Fitness

Parsons Federal Credit Union is pleased to announce our partnership with BALANCE. BALANCE offers free, personal and confidential financial counseling and planning services to members of PFCU. Whether you are looking to get out of debt, improve your credit or, plan for your future, BALANCE can help! Call 888-456-2227, or click on the BALANCE icon below.