PFCU offers this unique VISA Card just for students! Unlike “gimmick” cards that trap inexperienced students with high fees and inappropriate limits, this card makes the grade with real value:
Student must be a PFCU member (If you are a member, your college-age
relatives are eligible to join through our Family Membership Program
Low, 13.50% APR* Fixed
Income not required
No Annual Fee
No Cash Advance Fees
Free Identity Theft Protection
25-Day Grace Period on all Purchases
Subject to credit approval
Verification of full- time enrollment in an accredited college or university
Credit limits up to $1,000 to start
For proof of full-time enrollment, provide a printed statement (on your school's
letterhead) showing your enrollment and GPA.
VISA has added a new feature to their website that allows you to estimate the rate of exchange when using your PFCU VISA credit card internationally. Simply select the currency for the country where you will be using your VISA credit card to make purchases from the "convert from" box, then select US Dollars from the "convert to" box. The fee charged to PFCU for the conversion is 1%, therefore, select 1% in the "bank fee" box. PFCU does not charge any additional fees for the currency conversion. You may access this feature at www.visa.com/exchangerate.
*Annual Percetnage Rate
This credit union is federally insured by the National Credit Union Administration
