PFCU’s
VISA Debit Card combines the purchase power of a VISA card
with the convenience of an ATM card:
- Pay for purchases right from your checking account at over 16
million VISA locations worldwide... anywhere the VISA Card is
welcome
- Whether you sign a sales slip, or enter your Personal Identification
Number, the purchase amount is deducted directly from your PFCU checking account.
However...
- Get cash up to $600* per day (subject to your available account
balance) at ATMs worldwide.
- Make Point-of-Sale** purchases at retailers displaying the Interlink,
Shazam, Honor, Star, Plus, MagicLine, and Tyme logos.
- Free Identity Theft Protection
For important information, please review the Electronic Services
Disclosure and Agreement.
Click here to apply for a VISA Debit
Card.
Click here for important card security information.
Debit and Credit Card Number Compromise
Over the last few weeks most financial institutions have received fraud alerts from Visa and MasterCard regarding a security breach at Heartland Payment Systems.
Heartland, the sixth-largest payments processor in the U.S., announced on Jan. 20 that its processing systems were breached in 2008, exposing an undetermined number of consumers to potential fraud. Headquartered in Princeton, NJ, Heartland handles approximately 100 million transactions per month.
We strongly recommend that you monitor your accounts daily, if possible, for the next 12 to 24 months for unauthorized transactions and report them immediately. Additionally, you may place a “Fraud Alert” on your credit files with each nationwide credit reporting agency to alert creditors that you may have been a victim of fraud. We also urge you to obtain a copy of your credit report from each credit reporting agency. You may obtain your credit report annually, from each agency, free of charge at www.annualcreditreport.com.
VISA has added a new feature to their website that allows you to estimate the rate of exchange when using your PFCU VISA Debit card internationally. Simply select the currency for the country where you will be using your VISA Debit card to make purchases from the "convert from" box, then select US Dollars from the "convert to" box. The fee charged to PFCU for the conversion is 1%, therefore, select 1% in the "bank fee" box. PFCU does not charge any additional fees for the currency conversion. You may access this feature at www.visa.com/exchangerate.
*Transactions completed using Personal Identification Number (PIN) including cash withdrawals from ATMs and Point of Sale Transactions are limited to a combined $600 per day, (subject to available funds in your PFCU Checking Account).
**Signature based transactions are limited to 15 transactions per day, or $10,000 in transactions total per day, or your available checking account balance, whichever occurs first. |
