| Effective November 1, 2007 |
| VISA
Gold, Gold Lite, Classic & Collegiate Credit Cards |
No
Annual Fee |
| MemberPay Online Bill Pay |
FREE |
| Stop
Payment of Share Draft/Corporate Check |
$15.00 |
| Photocopy
of Share Draft Check |
$2.00 |
| International Wire Transfer |
$25.00 |
| American Express Gift Cards |
$3.95 |
| Incoming Wires (Domestic & International) |
FREE |
| American Express Travelers Cheque Card |
$14.95 |
| American Express Gift Cheques |
$2.50 each |
| Corporate Checks (1st FREE) |
$2.00 each/per day |
| Statement
Copy |
$2.00/
per month requested |
| ATM
Card or PIN Replacement |
$5.00 |
| ATM PIN Replacement (RUSH) |
$30.00 |
| ATM/VISA/Debit Card Rush Order |
$50.00 |
| Negative
Balance/Share Draft Account |
$15.00 |
| Inactive
Account (after one year) |
$5.00/month |
| Overnight
Weekend Mail Delivery |
$20.00 |
| Research Fee |
$10.00 per 1/2 hour-1/2 hour minimum |
