Current Loan Rates

Current Loan Rates
Effective May 1, 2008 through May 31, 2008:

NEW & PRE-OWNED VEHICLE (2000 & Newer)
PFCU vs. Dealer Rates

Up to 36 Months

5.90% APR*

37 to 60 Months

6.15% APR*

61 to 84** Months

7.50% APR*

NEW & PRE-OWNED MOTORCYCLE (2000 & Newer)

Up to 36 Months

8.15% APR*

37 to 60 Months

8.65% APR*

NEW & PRE-OWNED RV'S & BOATS (2000 & Newer)

Up to 72 Months

8.43%

73 to 120 Months

9.43%

121 to 180 Months

10.43%

SIGNATURE LOAN ($7,500 max)

Up to 12 Months

8.85% APR*

13 to 24 Months

9.85% APR*

25 to 36 Months

12.85% APR*

37 to 48 Months

14.85% APR*

IMMEDIATE NEED LOAN

14.00% APR*

SHARE SECURED LOAN

Deposit Rate + 3%

COMPUTER LOAN

8.85% APR*

LINE OF CREDIT (VARIABLE) $5,000 MAXIMUM

11.50% APR*

VISA GOLD CREDIT CARD

12.50% APR*

VISA GOLD LITE CREDIT CARD

9.90% APR*

VISA CREDIT CARD

13.50% APR*

COLLEGIATE VISA CREDIT CARD

13.50% APR*

SHARED SECURED VISA

13.50% APR*

HOME EQUITY LINE OF CREDIT, Variable

Please call 800-765-4527 for current rates

SECOND TRUST DEED, Fixed

Please call 800-765-4527 for current rates

SECOND TRUST DEED, Variable

Please call 800-765-4527 for current rates

FIRST TRUST DEED, ARM OR FIXED

Please call 888-255-2553 for current rates.

**61 to 84-Month loan available for New Vehicle purchases only. Minimum loan amount $25,000.

*Annual Percentage Rate.

Parsons Federal Credit Union makes all loans subject to credit approval, in accordance with criteria established by our Board of Directors and our regulatory agency, the National Credit Union Administration (NCUA). All member loan applications receive a fair, confidential review.

Rates subject to change without notice.

Sample Auto Loan Payment: $15,000 at 5.90%APR* for a term of 36 months is $455.65. $15,000 at 6.15%APR* for a term of 60 months is $291.40. $25,000 at 7.50%APR* for a term of 84 months is $383.46.

Sample Motorcycle Loan Payment: $10,000 at 8.15%APR* for a term of 36 months is $314.60. $10,000 at 8.65%APR* for a term of 60 months is $205.89.

Sample RV & Boat Loan Payment: $50,000 at 8.43%APR* for a term of 72 months is $887.20. $50,000 for a term of 120 months at 9.43%APR* is $6645.70. $50,000 for a term of 180 months at 10.43%APR* is $550.63.

Sample Personal Loan Payment $500 at 8.85%APR* for a term of 12 months is $43.69. $500 at 9.85%APR* for a term of 24 months is $23.40. $500 at 12.85%APR* for a term of 36 month is $16.81. $500 at 14.85%APR* for a term of 48 months is $13.88.

Sample Immediate Need Loan Payment $500 at 14.00%* for a term of 6 months is $86.77

Sample Personal Line of Credit Loan Payment: If your maximum withdrawal is $2,500 at 11.50%APR* for a term of 48 months your payment will be $65.22.

Sample Computer Loan Payment: $1,000 at 8.85%APR* for 18 months is $59.53.

IMPORTANT DISCLOSURE INFORMATION - VISA CARD
ANNUAL PERCENTAGE RATE FOR PURCHASES	Classic/Collegiate	Gold	Gold Lite
	13.50%	12.50%	9.90%
VARIABLE RATE INFORMATION	Your annual percentage rate does not vary.
GRACE PERIOD FOR PURCHASES	You have 25 days from the end of the statement period to repay your balance for purchases before a finance charge on purchases will be imposed.
ANNUAL FEES	None
METHOD OF COMPUTING THE BALANCE FOR PURCHASES	Average Daily Balance (including current transactions).
TRANSACTION FEE FOR CASH ADVANCES, AND FEES FOR PAYING LATE OR EXCEEDING THE CREDIT LIMIT	Transaction fee for cash advances: $0.00. Late payment fee: 3% of payment due or $5.00 whichever is greater. Over-the-credit-limit fee: $10.00 per billing cycle.
FOREIGN CURRENCY CONVERSION	1% CHARGED BY CARD ISSUER.
The above information is current as of 6/1/04 and is subject to change after that date. Please contact us at P.O. Box 90667 , Pasadena , CA 91109-0667 or (626) 440-7000, if you wish to ascertain changes, if any, to the Credit Union's VISA Program.


This credit union is federally insured by the National Credit Union Administration

Excess Insurance Coverage