• Low 12.5% APR* Non-Variable rate
  
  
• NO ANNUAL FEE!
  
  
• NO CASH ADVANCE FEES!
  
  
• Credit Lines from $5,000 up to $20,000
  
  
• 25-Day Grace Period on purchases
  
  
• Earn points with our Extra Awards Program**. Earn one Extra Award Point for every dollar of purchases and redeem the Points for travel, gift cards and gift certificates, and cash!*** For more information on Extra Awards call (877) 909-1450.
  
  
• Free Identity Theft Protection Insurance
  
  
• And more– travel accident insurance, lost luggage insurance, auto rental insurance

Click here to Apply for a VISA Gold Card
Click here for Current Loan Rates

Parsons Federal Credit Union is pleased to announce our partnership with BALANCE. BALANCE offers free, personal and confidential financial counseling and planning services to members of PFCU. Whether you are looking to get out of debt, improve your credit or, plan for your future, BALANCE can help! Call 888-456-2227, or click the BALANCE icon below.

**Extra Awards Points expire 3 years (36 months) from the date earned. For example, Extra Awards Points earned in August of 2009 will expire August 31, 2012. Your monthly Visa Gold Credit Card statement will alert you regarding expiring Extra Awards Points. You may also view your Extra Awards Points summary online here. Expired Extra Award Points will not be reinstated to your account.

***Minimum number of Extra Award Points redeemable for cash is 14,500. Maximum number of Extra Award Points redeemable for cash is 141,100. Expired Extra Award Points will not be reinstated to your account.

Your account must be in good standing (i.e. not delinquent or canceled, or otherwise not usable for charges) to redeem Extra Award Points.

Password-Protect Your VISA Card for Added Safety Online. Register for Verified by Visa today!

To reach the International Visa/Plus ATM locator click here

For after hours assistance with your Visa Credit or Debit Card please call:

From within the United States: 888-526-0404

Outside the United States: 206-352-4954

Foreign Currency Exchange Rate

VISA has added a new feature to their website that allows you to estimate the rate of exchange when using your PFCU VISA credit card internationally. Simply select the currency for the country where you will be using your VISA credit card to make purchases from the "convert from" box, then select US Dollars from the "convert to" box. The fee charged to PFCU for the conversion is 1%, therefore, select 1% in the "bank fee" box. PFCU does not charge any additional fees for the currency conversion. You may access this feature at www.visa.com/exchangerate.

*Annual Percentage Rate

This credit union is federally insured by the National Credit Union Administration