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An excellent way to save for the future — short term or long run — are Certificate Accounts, Annuity Accounts and IRAs. Let a financial professional at Parsons Federal Credit Union help you create a strategy that’s right for you and your family.
When it comes to savings, we’re flexible if you are! PFCU’s Share Term Certificates are designed to meet a variety of financial needs: short term or long, large sum or small, you can take advantage of attractive higher premium dividend rates in exchange for a guaranteed term of investment. We’ve got great choices, whatever your goals, featuring:
Click here for current yields on PFCU Certificate Accounts.
Already retired (lucky you!), or hoping to be soon? Our Fixed-Term Fixed Rate Annuity Share Account is a super-smart choice for supplementing your monthly income!
Unlike annuities offered by insurance companies, this account will never lose value and is guaranteed to pay more than 100% of your original deposit! Also, unlike many others, it pays 100% of any remaining balance in full to your beneficiaries upon death.
To open one of these valuable accounts or learn more, please contact us at 800-765-4527 or visit your local branch.
Click here for Current Yields
Click here for our Fixed-Term Fixed Rate Annuity Share Certificate Calculator
Wary of Uncle Sam? Meet Cousin IRA! PFCU offers both Traditional and Roth IRA options for your retirement. The Traditional IRA is your basic account that allows you the flexibility of making regular and ongoing contributions. Contributions to your IRA may be deductible on your income taxes and your account earnings are tax deferred (Always consult with a qualified tax or investment advisor for tax deductibility qualifications) .
Traditional and Roth IRA Characteristics
Traditional and Roth IRA contribution limits are:
Don’t need your retirement funds for a while? Lock them up as certificates for a higher rate, as all certificate rates apply to IRA Accounts as well!
Contact our IRA expert extraordinare at 800-765-4527 to discuss your IRA options.